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Since there are many kinds of claims – everything from a fender-bender to a total loss –
there’s no predicting exactly what will happen to your premium in the event of a claim.
But don’t assume your rates will go up!
Generally speaking, you will not be penalized for something that has no bearing on how much risk you represent. We certainly don’t have any intention of penalizing someone for something that is not their fault. But some things will cause your rates to increase, including:
Depending on the claim, it could take as little as 24 hours to process. The more details you offer, the easier it will be for us to settle your claim quickly and accurately. Claims that involve more complicated settlements, such as disputes over who is liable, will take longer to process. Because it is our goal to make the claims process as efficient as possible, we promise to work hard to get your claim settled in the shortest amount of time possible.